红利龙女无忧

1中美联泰大都会人寿保险有限公司吉祥无忧保障计划(分红型)产品说明书本计划是由吉祥无忧定期两全保险(分红型)和附加吉祥无忧提前给付长期重大疾病保险组成.
其中吉祥无忧定期两全保险(分红型)为分红保险,其红利分配是不确定的,将根据本公司分红保险业务的实际经营情况而定.
为方便您了解和购买本计划,请您仔细阅读本说明书.
一、产品特色重疾保障健康基金若罹患28种重大疾病中的一种或多种时,即可获得重大疾病保险金,为您排忧解难.
满期领取两全其美保险期内如未发生赔付,则满期领回满期金,享受保障的同时积累了一笔可观的养老金或教育金.
分红累积机会增值享受根据公司分红保险业务的实际经营情况所派发的红利,复利累积生息,分享财富增值.
二、产品基本特征(一)保险责任吉祥无忧定期两全保险(分红型)的保险责任一、身故保险金若被保险人于合同保险期间内身故,我们将按身故时合同的保险金额给付身故保险金,合同终止.
二、全残保险金若被保险人于合同保险期间内全残,并且经过有资质的伤残鉴定机构确认,我们将按全残时合同的保险金额给付全残保险金,合同终止.
三、满期保险金若被保险人生存至合同期满,我们将按满期时合同的保险金额给付满期保险金,合同终止.
注:保险金额1、若被保险人未领取过《附加吉祥无忧提前给付长期重大疾病保险》所列的重大疾病保险金,则合同的保险金额等于以下两项中的金额较大者:(1)合同所载的基本保险金额;(2)已交合同和《附加吉祥无忧提前给付长期重大疾病保险》保险费的总和.
2、若被保险人领取过《附加吉祥无忧提前给付长期重大疾病保险》所列的重大疾病保险金,则从我们给付《附加吉祥无忧提前给付长期重大疾病保险》所列的重大疾病保险金即时起,合同的保险金额变更为以下两项中的金额较大者:(1)合同变更后的基本保险金额;2(2)合同变更后的基本保险金额所对应的《吉祥无忧定期两全型保险》的保险费乘以合同已经过的保险费交费期数.
附加吉祥无忧提前给付长期重大疾病保险的保险责任一、无息返还保费保险金在附加合同保险期间内,若被保险人于等待期内因疾病导致被保险人首次发病并经专科医生首次确诊患有附加合同约定的重大疾病中一项或多项,我们将无息返还《吉祥无忧定期两全保险(分红型)》及附加合同所交保险费的总和,《吉祥无忧定期两全保险(分红型)》及附加合同同时终止.
二、重大疾病保险金在附加合同保险期间内,若被保险人因意外伤害事故或于等待期后因疾病导致被保险人首次发病并经专科医生首次确诊患有附加合同约定的重大疾病中一项或多项,我们将按确诊重大疾病时附加合同的保险金额给付重大疾病保险金,附加合同终止.
保险金额若被保险人在年满3周岁(含)后初次发生所述重大疾病,附加合同的保险金额等于以下二项中的金额较大者:(1)附加合同所载的基本保险金额;(2)附加合同所载的基本保险金额所对应的《吉祥无忧定期两全保险(分红型)》和附加合同的累计已交保险费之和.
若被保险人在年满3周岁前初次发生所述重大疾病,本附加合同的保险金额等于以下二项中的金额较大者:(1)附加合同所载的基本保险金额乘以下表所对应的给付比例;(2)附加合同所载的基本保险金额所对应的《吉祥无忧定期两全保险(分红型)》和附加合同的累计已交保险费之和.
被保险人初次发生重大疾病的年龄给付比例0至1周岁30%1至2周岁(含1周岁)55%2至3周岁(含2周岁)80%(二)责任免除吉祥无忧定期两全保险(分红型)的责任免除1、因下列情形之一导致被保险人身故的,我们不承担给付身故保险金责任:(1)您对被保险人的故意杀害、故意伤害;(2)被保险人故意犯罪或者抗拒依法采取的刑事强制措施;(3)被保险人自合同成立或者合同效力恢复之日起2年内自杀,但被保险人自杀时为无民事行为能力人的除外;(4)被保险人主动吸食或注射毒品;(5)被保险人酒后驾驶,或无合法有效驾驶证驾驶,或驾驶无有效行驶证的机动车;(6)战争、军事冲突、暴乱或武装叛乱;(7)核爆炸、核辐射或核污染32、因下列情形之一导致被保险人全残的,我们不承担给付全残保险金责任:(1)合同1-(1)~(7)所列的各项责任免除事项;(2)被保险人自残或自伤.
发生上述1-(1)情形导致被保险人身故的或全残的,合同终止,您已交足2年以上保险费的,我们向其他权利人退还合同的现金价值.
发生上述除1-(1)外其他情形导致被保险人身故或全残的,合同终止,我们向您退还合同的现金价值.
附加吉祥无忧提前给付长期重大疾病保险的责任免除1.
因下列情形之一,导致被保险人发生疾病、达到疾病状态或进行手术的,我们不承担保险责任:(1)您对被保险人的故意杀害、故意伤害;(2)被保险人故意自伤、故意犯罪或者抗拒依法采取的刑事强制措施;(3)被保险人主动吸食或注射毒品;(4)被保险人酒后驾驶,或无合法有效驾驶证驾驶,或驾驶无有效行驶证的机动车;(5)战争、军事冲突、暴乱或武装叛乱;(6)核爆炸、核辐射或核污染;(7)被保险人感染艾滋病病毒或患艾滋病(急诊和医疗服务导致的艾滋病病毒感染除外);(8)遗传性疾病(肌营养不良症除外),先天性畸形、变形或染色体异常.
2.
发生上述1-(1)情形导致被保险人发生疾病、达到疾病状态或进行手术的,附加合同终止,您已交足2年以上保险费的,我们向其他权利人退还附加合同的现金价值.
3.
发生上述除1-(1)外其他情形导致被保险人发生保险事故,附加合同终止,我们向您退还附加合同的现金价值.
(三)分红险投资策略分红险主要投资于固定收益类投资品种,如国债、金融债、企业债、银行定期存款、央票和货币市场基金等.
三、红利及红利分配1、红利来源:红利主要来源于死差、费差、利差,我们选择其中的一项或几项作为本产品的红利来源.
利差是指本年度实际投资收益率和评估利率之间差异形成的利润;死差是指本年度实际死亡率和评估死亡率之间差异形成的利润;费差指本年度实际费用率和评估费用率之间差异形成的利润.
2、红利分配方式:现金红利.
3、红利实现方式:累积生息.
即您将红利交由我们保存,并按我们每年确定的红利累积利率以年复利方式累积生息,合同效力终止时,我们将一次性向您付清由我们保存的红利及其利息;4、红利分配政策:公司实际分配给客户的红利是基于分红业务的实际经营而产生的可分配盈余总额,然后将其按照公平原则分配到每一位客户.
实际分配的红利可能大于、小于或等于建议书中某一分红水平下的当年红利金额.
影响确定保单红利水平的因素:包括业务理赔情况,投资收益水平,公司财务状况,客户心理预期,盈余分配习惯,产品自身特点和保险监管环境等因素.
四、利益演示4利益演示一:韩女士,30岁,购买了《吉祥无忧保障计划(分红型)》,她选择了20万的保险金额及保障20年的方式,交费期限20年,年缴8460元.
韩女士各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高318460200000-20000010447810447830403216920200000-200000291302313917531190723325380200000-2000004922339889403718155923433840200000-200000713225731637381313224743542300200000-2000009442675826111862110297343650760200000-20000011853695338717573126373943759220200000-200000144651115954224614379454743867680200000-200000170773137672933085887539923976140200000-200000199902160595043097669629704084600200000-20000022910381846120754769746724344193060200000-2000002601180210115036821121398240642101520200000-2000002931331236918418356148719291243109980200000-200000328149026512225100971796810398444118440200000-200000365165729482657120562145611565045126900200000-200000404183332623140142512536112794046135360200000-200000445201835923679166962971314089047143820200000-200000488221439404277194113454515453248152280200000-200000533242043064939224133988716890449160740200000-2000005812637469256682572245776184046501692002000002000002000006312865509964702935952248-上述示例中,主险《吉祥无忧定期两全保险(分红型)》的年缴保费为8180元,其保险利益如下表所示:年龄累计保费满期保险金身故/全残保险金当年度红利累积红利主险保单现金价值低中高低中高318180-20000010447810447830403216360-200000291302313917531190723324540-2000004922339889403718155923432720-200000713225731637381313224743540900-2000009442675826111862110297343649080-20000011853695338717573126373943757260-200000144651115954224614379454743865440-200000170773137672933085887539923973620-200000199902160595043097669629704081800-20000022910381846120754769746724344189980-2000002601180210115036821121398240654298160-2000002931331236918418356148719291243106340-200000328149026512225100971796810398444114520-200000365165729482657120562145611565045122700-200000404183332623140142512536112794046130880-200000445201835923679166962971314089047139060-200000488221439404277194113454515453248147240-200000533242043064939224133988716890449155420-2000005812637469256682572245776184046501636002000002000006312865509964702935952248-利益演示二:王先生和王太太,为他们出生半年的儿子购买了三份《吉祥无忧保障计划(分红型)》,缴费期都为10年,保障期分别为10年、20年、至50周岁,保额分别为3万、3万、4万元,年缴保费6555元.
王先生和王太太的儿子各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高16,555100,000-100,00093867938672,437213,110100,000-100,00026110193351492627,024319,665100,000-100,000441863288133959811,963426,220100,000-100,000642684721476171,08817,242532,775100,000-100,000853556262369911,74622,876639,330100,000-100,0001074487893501,4692,58828,877745,885100,000-100,0001305479644912,0603,62935,274852,440100,000-100,0001556521,1496612,7744,88642,084958,995100,000-100,0001827641,3468633,6216,37949,3331065,550100,00030,000100,0002108821,5551,0994,6128,12427,0411565,55070,000-70,0001265559831,8888,04414,20133,4912065,55070,00030,00070,0001576901,2232,95212,68022,40811,5142565,55040,000-40,000572764953,69816,04328,38814,0843065,55040,000-40,000703416124,62920,26035,89217,2853565,55040,000-40,000874237595,78925,54645,30321,2524065,55040,000-40,0001085249417,23632,16857,09926,1544565,55040,000-40,0001346511,1689,03940,45871,87832,2535065,55040,00040,00040,0001678101,45411,28950,84190,393-利益演示三:王先生和王太太,为他们出生半年的儿子购买了三份《吉祥无忧保障计划(分红型)》,缴费期都为5年,保障期分别为10年、20年、至50周岁,保额分别为3万、3万、4万元,年缴保费12589元.
王先生和王太太的儿子各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险当年度红利累积红利保单现金价值6金低中高低中高112,589100,000-100,000228815422881545,444225,178100,000-100,000582314048132256314,315337,767100,000-100,000973866751807171,25523,991450,356100,000-100,0001395559703251,2942,26334,536562,945100,000-100,0001857371,2905192,0703,62045,983662,945100,000-100,0001937701,3477282,9025,07647,998762,945100,000-100,0002028051,4079523,7946,63650,107862,945100,000-100,0002118411,4701,1914,7488,30552,315962,945100,000-100,0002208781,5361,4475,76910,09054,6251062,945100,00030,000100,0002309171,6041,7216,85911,99727,0411562,94570,000-70,0001355751,0152,65210,74718,84333,4912062,94570,00030,00070,0001687151,2613,89015,93527,97911,5142562,94540,000-40,000612865114,80819,86634,92414,0843062,94540,000-40,000763546325,94224,75443,56617,2853562,94540,000-40,000944397837,34530,83254,32021,2524062,94540,000-40,0001165449729,08038,39167,70126,1544562,94540,000-40,0001446751,20611,22947,79184,35332,2535062,94540,00040,00040,0001808411,50113,89059,488105,085-利益演示四:王小姐,28岁,购买了《吉祥无忧保障计划(分红型)》,她选择了20万的保险金额,保障至55周岁,交费期限20年,年缴保费7200元.
王小姐各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高297,200200,000-200,00073461734612,2323014,400200,000-200,00021101182281362446,7743121,600200,000-200,000361743136531456411,7143228,800200,000-200,000522514511185751,03216,9123336,000200,000-200,000683335971909251,66022,3783443,200200,000-200,000864187512821,3712,46128,1323550,400200,000-200,0001055099133951,9223,44834,1863657,600200,000-200,0001246041,0845312,5834,63640,5603764,800200,000-200,0001457051,2656923,3666,04047,2703872,000200,000-200,0001678111,4558794,2777,67554,33243108,000200,000-200,0002941,4312,5682,28811,13019,97395,37648144,000200,000-200,0004592,2344,0094,71022,91941,127148,51253144,000200,000-200,0005712,7794,9878,23740,07971,920183,33454144,000200,000-200,0005972,9045,2119,08144,18579,289191,44055144,000200,000200,000-200,0006243,0345,4459,97748,54587,113-利益演示五:7李先生,35岁,购买了《吉祥无忧保障计划(分红型)》,他选择了30万的保险金额,保障至65周岁,交费期限10年,年缴19260元.
李先生各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高3619,260300,000-300,000229516822951685,9913738,520300,000-300,000652764878837466017,7843857,780300,000-300,0001114698282028541,50730,3333977,040300,000-300,0001596751,1903671,5552,74343,6804096,300300,000-300,0002118931,5765882,4954,40157,86441115,560300,000-300,0002661,1261,9868723,6956,51972,93342134,820300,000-300,0003241,3732,4231,2225,1809,13888,94143154,080300,000-300,0003861,6362,8871,6446,97112,299105,94844173,340300,000-300,0004521,9163,3802,1459,09616,047124,02045192,600300,000-300,0005222,2133,9042,73211,58220,432143,22350192,600300,000-300,0006412,7164,7916,29826,70147,104171,33055192,600300,000-300,0007873,3375,88611,14547,25383,361204,36660192,600300,000-300,0009694,1107,25117,65174,835132,020245,20265192,600300,000300,000300,0001,2025,0968,99026,308111,540196,772-利益演示六:张先生,30岁,购买了《吉祥无忧保障计划(分红型)》,他选择了50万的保险金额,保障至60周岁,交费期限10年,年缴保费30900元.
张先生各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高3130,900500,000-500,00036157277361572779,6203261,800500,000-500,0001054538001426141,08628,2903392,700500,000-500,0001787681,3593251,4012,47748,19034123,600500,000-500,0002561,1051,9545912,5484,50569,37035154,500500,000-500,0003391,4632,5879484,0877,22791,91036185,400500,000-500,0004281,8453,2611,4046,05510,706115,88537216,300500,000-500,0005222,2503,9791,9678,48615,005141,37538247,200500,000-500,0006222,6814,7412,64811,42220,196168,46539278,100500,000-500,0007283,1395,5513,45514,90426,353197,24040309,000500,000-500,0008413,6266,4114,39918,97733,554227,80545309,000500,000-500,0001,0364,4697,90210,15543,80477,453276,11550309,000500,000-500,0001,2785,5149,75018,00777,674137,341334,33055309,000500,000-500,0001,5816,82012,05928,578123,271217,964406,03060309,000500,000500,000500,0001,9658,47514,98542,682184,106325,530-利益演示七:8李女士,40岁,购买了《吉祥无忧保障计划(分红型)》,她选择了30万的保险金额,保障10年,交费期限5年,年缴保费54960元.
李女士各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高4154,960300,000-300,00011743976011743976028,91742109,920300,000-300,0003061,1451,9844271,5972,76675,51943164,880300,000-300,0005121,9143,3169523,5586,165126,22544219,840300,000-300,0007352,7484,7621,7156,41311,111181,50345274,800300,000-300,0009773,6536,3292,74410,25817,773241,71946274,800300,000-300,0001,0213,8166,6123,84714,38224,918252,24947274,800300,000-300,0001,0663,9876,9085,02818,80132,574263,30448274,800300,000-300,0001,1144,1667,2186,29323,53140,769274,92049274,800300,000-300,0001,1644,3537,5427,64628,59049,534287,13650274,800300,000300,000300,0001,2174,5497,8819,09233,99758,901-利益演示八:张小姐,30岁,购买了《吉祥无忧保障计划(分红型)》,她选择了10万的保险金额,保障10年,交费期限5年,年缴保费18150元.
张小姐各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高3118,150100,000-100,00039146253391462539,6543236,300100,000-100,00010238166114253292225,1873354,450100,000-100,0001706371,1043151,1852,05442,0823472,600100,000-100,0002439141,5855682,1353,70160,4433590,750100,000-100,0003231,2152,1069093,4145,91880,3773690,750100,000-100,0003381,2692,2011,2744,7858,29783,9483790,750100,000-100,0003531,3262,3001,6656,25510,84587,6863890,750100,000-100,0003691,3862,4032,0847,82913,57491,6013990,750100,000-100,0003861,4482,5112,5339,51316,49295,7024090,750100,000100,000100,0004031,5142,6243,01211,31119,611-利益演示九:王先生,40岁,购买了《吉祥无忧保障计划(分红型)》,他选择了一次缴纳保费30万元,保障10年,保险金额为356167.
60元.
王先生各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高41300,000356,168-356,1689533,6466,3399533,6466,339242,78542300,000356,168-356,1689953,8076,6191,9777,56313,149253,14343300,000356,168-356,1681,0393,9766,9123,07611,76620,455263,974944300,000356,168-356,1681,0854,1527,2184,25416,27028,287275,31445300,000356,168-356,1681,1344,3367,5395,51521,09536,674287,18946300,000356,168-356,1681,1844,5297,8746,86526,25745,649299,64447300,000356,168-356,1681,2374,7318,2258,30731,77555,243312,71548300,000356,168-356,1681,2924,9438,5939,84937,67165,494326,45349300,000356,168-356,1681,3505,1648,97811,49443,96676,437340,91350300,000356,168356,168356,1681,4115,3979,38313,25050,68188,113-利益演示十:王小姐,30岁,购买了《吉祥无忧保障计划(分红型)》,她选择了30万的保险金额,保障20年,交费期限5年,年缴保费43110元.
王小姐各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高3143,110300,000-300,000743015297430152918,9423286,220300,000-300,0001937871,3812691,0971,92549,66233129,330300,000-300,0003221,3152,3075992,4444,29083,08834172,440300,000-300,0004621,8873,3131,0794,4057,732119,39135215,550300,000-300,0006142,5084,4021,7257,04512,365158,74836215,550300,000-300,0006412,6194,5972,4189,87617,334165,53437215,550300,000-300,0006702,7364,8023,16112,90822,656172,62038215,550300,000-300,0007002,8585,0163,95516,15328,351180,01539215,550300,000-300,0007312,9855,2394,80519,62334,441187,72540215,550300,000-300,0007633,1185,4725,71323,32940,946195,76541215,550300,000-300,0007983,2575,7166,68227,28647,891204,15642215,550300,000-300,0008333,4025,9717,71531,50755,299212,92243215,550300,000-300,0008703,5546,2388,81736,00663,195222,09344215,550300,000-300,0009093,7136,5169,99040,79971,607231,68445215,550300,000-300,0009503,8796,80711,24045,90180,563241,71946215,550300,000-300,0009924,0527,11212,56951,33190,092252,24947215,550300,000-300,0001,0374,2347,43113,98357,104100,225263,30448215,550300,000-300,0001,0834,4247,76415,48663,241110,996274,92049215,550300,000-300,0001,1324,6228,11317,08269,760122,439287,13650215,550300,000300,000300,0001,1834,8308,47818,77776,684134,590-利益演示十一:陈先生,28岁,购买了《吉祥无忧保障计划(分红型)》,他选择了20万的保险金额,保障至65周岁,交费期限20年,年缴保费6140元.
陈先生各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高296,140200,000-200,00052544525441,5583012,280200,000-200,0001676135221011804,910103118,420200,000-200,00028131233502354198,5443224,560200,000-200,000401883379243076812,3663330,700200,000-200,000542504461496931,23616,3843436,840200,000-200,000673145602201,0271,83420,6003542,980200,000-200,000823826813091,4392,57025,0243649,120200,000-200,000974538084151,9353,45629,6683755,260200,000-200,0001135289425412,5214,50234,5423861,400200,000-200,0001306071,0836873,2045,72039,6524392,100200,000-200,0002291,0671,9041,7868,32114,85769,09848122,800200,000-200,0003561,6582,9613,66817,09330,519106,39853122,800200,000-200,0004372,0363,6366,38729,76653,145126,92658122,800200,000-200,0005382,5054,47310,02946,73983,448151,80063122,800200,000-200,0006643,0955,52614,86369,264123,665183,78065122,800200,000200,000200,0007253,3786,03017,20780,189143,170-利益演示十二:赵先生,40岁,购买了《吉祥无忧保障计划(分红型)》,他选择年缴保费5万元,保障10年,交费期限5年.
赵先生各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高4150,000272,3310272,33110739868910739868926,16042100,000272,3310272,3312811,0411,8023911,4512,51168,46743150,000272,3310272,3314701,7423,0148733,2375,601114,53444200,000272,3310272,3316752,5034,3311,5735,83710,100164,81245250,000272,3310272,3318973,3295,7602,5189,34116,164219,58946250,000272,3310272,3319373,4776,0173,53113,09822,66522911247250,000272,3310272,3319793,6326,2854,61617,12329,630239,10748250,000272,3310272,3311,0233,7946,5665,77721,43137,085249,61149250,000272,3310272,3311,0693,9656,8607,01926,03845,058260,66750250,000272,331272,331272,3311,1174,1437,1698,34730,96353,579-利益演示十三:钱小姐,35岁,购买了《吉祥无忧保障计划(分红型)》,她选择年缴保费2万元,保障10年,交费期限5年.
钱小姐各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高3620,000109,8300109,830431602784316027810,5963740,000109,8300109,8301124197261565841,01227,6583860,000109,8300109,8301867001,2133471,3012,25646,2173980,000109,8300109,8302681,0051,7416242,3454,06566,42340100,000109,8300109,8303561,3352,3149993,7506,50188,37041100,000109,8300109,8303711,3952,4181,4005,2579,11492,2651142100,000109,8300109,8303881,4572,5261,8306,87211,91396,34643100,000109,8300109,8304061,5232,6402,2918,60114,910100,62544100,000109,8300109,8304241,5912,7582,78310,45018,116105,11545100,000109,830109,830109,8304431,6632,8833,30912,42621,542-利益演示十四:孙小姐,30岁,购买了《吉祥无忧保障计划(分红型)》,她选择月缴保费500元,保障10年,交费期限5年.
孙小姐各项保险利益如下表:(单位:人民币元)年龄累计保费重大疾病保险金满期保险金身故/全残保险金当年度红利累积红利保单现金价值低中高低中高316,00030,609030,6091245781245782,9553212,00030,609030,60931117202431632827,7103318,00030,609030,609521953389736362912,8813424,00030,609030,609752804851746531,13318,5013530,00030,609030,609993726452781,0451,81224,6033630,00030,609030,6091033896743901,4652,54025,6963730,00030,609030,6091084067045101,9153,32026,8403830,00030,609030,6091134247366382,3964,15528,0383930,00030,609030,6091184437697752,9125,04829,2944030,00030,60930,60930,6091234638039223,4626,003-注1:以上利益演示基于公司的精算及其他假设,不代表公司的历史经营业绩,也不代表对公司未来经营业绩的预期,保单的红利分配是不确定的.
注2:以上保单现金价值均为对应保单年度末的现金价值.
注3:以上累计保费均为对应保单年度初的累计保费.
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